Equipped for Life: Why Financial Literacy Can’t Wait In a country known for its strong education system, it’s easy to assume young Canadians are graduating ready to navigate the real world. But the numbers tell a different story. A staggering  81% of high school graduates in Canada lack basic financial literacy skills , and nearly  9 in 10 Canadians have taken on debt  in just the past five years ( Capilano University Capstone ). These aren’t just abstract statistics—they represent real people stepping into adulthood without the tools to make confident, informed financial decisions. The Gap Between School and Real Life British Columbia’s Math 10 curriculum  does  include topics like compound interest, deductions, and credit—but according to Harrison Archer, a BBA student who’s passionate about financial education, many teachers skip these sections or rush through them. Outdated resources and lack of teacher training mean students often miss out on learnin...

Sometimes, the most impactful connections aren’t planned — they’re placed in our path. It was during one of our very first  Cultivate Our Youth  Financial Literacy sessions that Rebeca, the Community Services Coordinator for New Chelsea Society (NCS), happened to walk in and see our program in action. By chance… or so it seemed. We call it a  divine appointment . The moment we sat down, the conversation flowed effortlessly. The vibe was unmistakable — alignment. Purpose. A shared vision for uplifting communities. Within minutes, we both knew: this was the start of something bigger than either of us could have planned. New Chelsea Society is more than an affordable housing provider. Their motto,  “ Housing with Heart ” , isn’t just a slogan — it’s a way of life. From leadership to frontline staff, their team radiates compassion in action. They don’t just give families a roof over their heads; they create places where people can grow, connect, and belong. NCS x IWF Com...

 We’re thrilled to share exciting news:  Infinite Wave Foundation’s Meals Movement has officially expanded to Kamloops! This marks the very first time our Meals Movement is being launched outside of our Okanagan roots, and it couldn’t be happening in a more meaningful way. Leading the charge is our very own  Marketing Director, Shaun Brittnum , whose passion for community and dedication to our mission made this expansion possible. A Birthday with Purpose On  September 6, 2025 , Shaun isn’t just celebrating his birthday — he’s celebrating by giving back. The inaugural Meals Movement in Kamloops will be held on his special day, transforming what could have been a personal celebration into a community-driven act of generosity. What better way to mark the beginning of this new chapter than with a gift of service to others? Shaun’s leadership and initiative embody what Infinite Wave Foundation stands for:  compassion, action, and creating ripple effects of positive c...

  In a landscape often marked by performative gestures and short-term collaborations, a powerful and intentional partnership is taking root in Vancouver. Infinite Wave Foundation (IWF) and BC Community Alliance (BCCA) Society are proud to announce a new collaboration — one grounded not in convenience, but in shared conviction. Together, we’re not just amplifying each other’s efforts. We’re setting a new standard for what purpose-driven, community-centered partnerships can and should be across British Columbia. Why This Partnership Matters At Infinite Wave , healing is the foundation . As a CRA-registered charity, we support youth and families through mentorship , trauma-informed education , and economic empowerment across the Lower Mainland. BC Community Alliance is a Black-led nonprofit that advocates for systemic change in education. Their work, rooted in lived experience, calls for school systems to prioritize safety , belonging , and equity . While our mandates differ, our...

  Why This Matters This year, 43% of respondents in our community survey shared: This sentiment isn’t unique. Many young people report feeling unprepared to manage money, and that raises the stakes for early financial education. Building financial literacy isn’t just about mastering numbers—it’s about fostering confidence, independence, and creating generational wealth. Program Highlights Over 7 engaging weeks, participants will explore: Earn • Save • Spend • Borrow • Invest Building solid foundations in income, budgeting, managing debt, and investing. Mindset & Power of Money Understanding money as a tool for empowerment and legacy – aligning with the mindset domain of financial literacy. Confidence in Action Studies show early financial education boosts confidence in managing finances and leads to better financial choices as adults. Wealth-Building for the Future Research shows strong links between financial literacy and long-term wealth accumulation—even more than formal sch...